Product information Practice overheads insurance covers your dental, medical, nursing, clerical and administrative salaries, and other costs and expenses, following accidental bodily injury to or illness of an insured person which prevents them from carrying out their usual occupation for you. We will pay you the applicable monthly benefit amount shown in the schedule if the injury arises from an incident occurring during both the period of insurance and the active time shown in your policy schedule, or the illness firsts manifests itself during the period of insurance shown in your policy schedule. Personal accident insurance provides a benefit amount following accidental bodily injury which results in your permanent disablement, provided that the injury arises from an incident occurring during both the period of insurance and the active time shown in your policy schedule. Insurance tailored to your dental surgery needs, providing cover options to insure some or all of the following:

• your building,
• your contents,
• laptops and other portable equipment whilst away from the premises,
• business interruption cover to protect your income following insured damage,
• public and products liability,
• employers' liability,
• commercial legal protection,
• your internet and email use

Allied Wessex is also able to arrange for the regular inspections of your pressure vessels, including air receivers, autoclaves & Compressors. This requirement is stipulated by law. Should you require this cover, the policy can be extended to include insurance providing cover for explosion or collapse, caused by internal steam or fluid pressure and breakdown from internal defects. In addition, it provides for the aftermath of such events including debris removal, temporary hire of replacement equipment and damage to surrounding property. We arrange for highly trained and experienced pressure vessel engineers who are able to provide dental surgeries with comprehensive inspection services without breaching any maintenance or warranty agreements they may have in place and all at highly competitive rates. For further information on legislation, rules and regulations relating to your pressure vessels please visit the HSE (Health and Safety Executive) website. Directors’ and officers’ liability insurance, or management liability insurance, is insurance cover that offers financial protection to those who are the director, partner or officer of a company. It is designed to cover the cost of claims for compensation made against the insured individual.

Being a director, partner or officer of a company brings with it certain responsibilities – to employees, members of the public, investors and regulators. It also exposes the individuals holding the positions of director, partner or officer to personal liability for the actions or omissions they make in the performance of their company duties. This means that they can personally be the subject of claims which could lead to the payment of fines, compensation or imprisonment. We specialise in insurance for dental professionals and the overall dental industry. Please contact us with regards to any of your insurance needs and we will be happy to discuss your individual needs directly with you to find the right solution for you and your business.